Health Insurance for Fitness Instructors

Teaching group fitness classes across a few different studios is common, and just as common is discovering that none of those studios provide health coverage, since most instructors are treated as independent contractors.

Why coverage often looks different for fitness instructors

• Instructors often teach at multiple studios as independent contractors, with no single employer plan.
• Per class pay structures mean income can vary week to week.
• The physically demanding nature of teaching classes makes injury protection worth a look.
• Schedules split across studios can make it hard to prioritize sorting out coverage.

What we typically help with

• Individual marketplace or private health coverage
• Accident coverage for the physical demands of teaching
• Dental and vision as a standalone or add-on option
• Understanding how variable per class income affects subsidy eligibility

We'll help you put together coverage that doesn't depend on any one studio having your back.