Freelancing gives you flexibility, but it also means health coverage is entirely your own responsibility. There's no employer benefits package waiting in the background, whatever your field.

Why coverage often looks different for freelancers

  • No employer coverage exists by definition, regardless of your specific freelance field.
  • Income can vary significantly month to month, project to project.
  • Without a workplace HR department, it's easy to put off sorting out coverage entirely.
  • Many freelancers qualify for marketplace subsidies but don't realize it.

What we typically help with

  • Individual marketplace plans, with subsidy eligibility based on your actual income
  • Private plan alternatives if marketplace options don't fit your situation
  • Dental and vision as an affordable standalone add-on
  • Supplemental coverage like accident or critical illness for extra peace of mind

Whatever your freelance field, we'll help you build coverage around your actual income and schedule.

A note on this page: This content is for general educational purposes only and is not a guarantee of coverage, eligibility, benefits, or pricing. Specifics vary by plan, carrier, state, and individual circumstances. Always confirm details against official plan documents.